Monday 9th March 2026 – Zippay, a new person-to-person mobile payment service, is being launched this week by AIB, Bank of Ireland and PTSB. This in-app service, offered through the banks’ existing mobile banking apps, will begin rolling out on a phased basis from tomorrow with potential to reach more than 5 million eligible customer accounts of the three retail banks. Customers will be able to send, request, and split payments instantaneously with Zippay by using the mobile number of their contacts who are also using the service. Zippay is being delivered by leading European PayTech Nexi, and following this week’s launch, will be offered to all financial institutions that provide IBAN account services and a mobile app to Irish consumers.
Speaking on today’s announcement Brian Hayes, Chief Executive BPFI stated:
“Together with AIB, Bank of Ireland and PTSB, we are excited to announce the introduction of Zippay to Irish customers this week. Eligible customers will begin to see Zippay appear automatically in their personal banking apps on a phased basis from tomorrow. Zippay will provide a quick and easy way to send and receive money or split payments or bills with friends, family and contacts who are also Zippay users. Customers will be able to send up to €1,000 per day as well as request up to €500 per transaction.”
Further describing how Zippay will work, Mr Hayes continued:
“A key benefit of this payment service is that it is being delivered through customers’ existing mobile banking apps and therefore comes with all the same high levels of security, protection, and digital safety. This avoids the need for topping up a digital wallet or downloading and using a separate app. Zippay will use mobile numbers saved within customers’ contact lists to identify who else uses Zippay, making it seamless to transfer money without needing to set up new payees or know their IBAN, BIC, or account numbers. It promises to be a simple, speedy and secure experience.”
Nexi, a European PayTech company and one of the world's leading payment technology providers, is delivering the Zippay service in Ireland. Nexi already has a strong track record in the Irish financial services sector having successfully partnered with domestic institutions to offer reliable digital payment solutions.
Renato Martini, Digital Banking Solutions Director of Nexi Group, welcomed this week’s launch and highlighted the scalability of Zippay within Ireland:
“We are delighted to be working with the Irish retail banks to deliver Zippay and are proud to be contributing to the further acceleration of digital payment solutions in Europe. Built on an API-based architecture, Zippay is designed for scalability and future growth. Following this initial launch, Zippay is being offered on a non-discriminatory basis to all financial institutions that provide IBAN account services and a mobile app to Irish consumers. Nexi will manage the integration of eligible financial institutions wishing to join the service. Delivering this service in Ireland is an important recognition of Nexi's experience in developing and launching innovative Account-to-Account solutions, thanks to its know-how, skills, and people.”
As Zippay rolls out, eligible customers of AIB, Bank of Ireland, and PTSB will receive information through email and in-app messages. A dedicated website www.Zippay.ie has detailed information on the service and how it works. Additionally, each bank has their own dedicated online Zippay information page on which customers can find further details specific to their bank:
- AIB – www.aib.ie/Zippay
- Bank of Ireland – www.bankofireland.com/Zippay
- PTSB – www.ptsb.ie/Zippay
