This commitment is demonstrated through ongoing investment by AIB, Bank of Ireland and PSTB in the provision of cash services, including branches and ATMs, which continue to play an important role for many customers and communities across the country.
At the same time, consumers are changing the way they pay, with ATM cash withdrawals having fallen by over a third (37%) since 2019 (before the pandemic) as more people choose to manage their money digitally. In this context, banks remain committed to ensuring there is reasonable access to cash in line with their obligations under the access to cash legislation.
The publication of today’s cash infrastructure data by the Central Bank of Ireland shows the State is well served with ATMs and cash service points (including bank branches and post offices). The overall picture reflects a consistent level of access to cash services nationwide, with the majority of regions effectively meeting the access‑to‑cash criteria as set out in legislation.
The Designated Entities under the Finance (Provision of Access to Cash Infrastructure) Act 2025, AIB, Bank of Ireland and PTSB are working together in collaboration through the BPFI to support the implementation of the legislation and, following a review of today’s published cash infrastructure data, are fully committed to providing the relevant ATM and cash service point services as soon as possible
